How to Write an Underwriter Resume (Skills and Template)

By Indeed Editorial Team

Published 20 June 2022

The Indeed Editorial Team comprises a diverse and talented team of writers, researchers and subject matter experts equipped with Indeed's data and insights to deliver useful tips to help guide your career journey.

Underwriters are financial professionals who can work for banks, mortgage brokers or investment companies. They can perform a variety of duties, including collecting background information to assess risk, evaluating company policies to ensure they comply with underwriting standards and collaborating with brokers and key stakeholders. If you're pursuing a career in this profession, knowing how to write a well-crafted resume that showcases your qualifications can help you gain a prospective employer's attention and secure employment. In this article, we explain what an underwriter resume is, outline how to write one and provide a template you can use as a guide.

What is an underwriter resume?

An underwriter resume is a document that highlights an individual's skills and experience in the industry. Candidates often include this when applying for a vacant underwriter position. It typically includes a professional summary and several sections that outline the relevant experience, educational accomplishments and skills of a candidate. Companies may require this because it can help them determine if an applicant is a good fit for their organisation.

Related: 6 Universal Rules for Resume Writing

How to write a resume for an underwriter position

Here's a step-by-step guide you can follow when crafting your resume:

1. List your contact details

Begin your resume by listing your contact details at the top of your document. This is important because it allows hiring managers to contact you and arrange an interview if your application is successful. You can format this by writing your name followed by your city and state of residence, email address and contact number. In addition, consider listing your name in bold and larger font size than the rest of the text in your resume. Doing so can make your name easily noticeable for recruiters when they're scanning through applications.

2. Include a professional summary

Underneath your contact details, consider writing a professional summary. This is an excellent opportunity to introduce yourself to prospective employers and inform them why you're a good fit for their company. A professional summary typically includes one to four sentences describing your level of experience and one or two key skills and capabilities that apply to the job vacancy.

Related: How to Write a Resume Summary With Examples

3. Provide your work experience

Providing a work experience section is an excellent opportunity to show prospective employers what past jobs you've had and what responsibilities you performed in those roles. When formatting this section, place relevant job roles in reverse chronological order, beginning with your current or most recent position. This involves listing the job title, name of employer, job location and employment dates. Underneath your employment details, consider offering several bullet points that briefly describe relevant tasks you executed in the role.

Related: How to Show Work Experience on Your Resume (With Example and Tips)

4. Detail your educational background

Adding an education section allows you to show employers you've completed any educational requirements for the job role. It's a good idea to structure your credentials by listing your most advanced degree first, such as a master's degree followed by a bachelor's degree. When formatting this, include the title of your degree, the name of the awarding institution, the city and state where you studied and your graduation date.

5. Include relevant certifications

Since there are a variety of certifications for underwriters to earn, consider including any you completed in a specific certification section. While these aren't a requirement for beginner positions, they can help give you an advantage over other candidates and help prepare you for senior roles. When writing this section, list the name of the certification you earned, the awarding institution and the completion date.

Skills to include on a resume for an underwriter resume

Here are some key hard and soft skills you may consider including on your resume:

Hard skills

Because an underwriter position can require background knowledge of insurance procedures and risk assessment, employers may review each candidate's resume to determine if they have relevant hard skills. Hard skills refer to technical knowledge and abilities that an individual applies to professional tasks. They're usually acquired through undertaking training courses or by direct experience in specific work environments. Here are some hard skills that employers may look for when hiring an underwriter:

  • Insurance rating software: Insurance companies may use software programs to help manage their underwriting tasks and conduct pricing analyses. Listing your knowledge of relevant computer software can reassure employers you're capable of performing in the role.

  • Analytical skills: As an underwriter, many responsibilities require analytical skills, such as assessing risk management and evaluating a client's credit application. Hiring managers may review a candidate's experience and skills sections closely to determine their competence in this area.

  • Maths skills: Although organisations often provide computer software to make mathematical calculations, it's still important that underwriters know how to assess data and calculate the validity of different insurance claims. Specific maths skills that employers may desire include probability and statistics.

Related: How to Present Analytical Skills on a Resume With an Example

Soft skills

While listing your technical abilities is important, hiring managers are also interested in specific soft skills you can bring to the role. Soft skills are your personal traits and behaviours. These can include interpersonal skills, such as empathetic listening, conflict resolution and the ability to collaborate well in teams. Here are two soft skills you can highlight on your resume if you possess them:

  • Organisation: Since underwriters can be responsible for managing large amounts of data, being well-organised is a valuable professional trait. You can list this in your skills section or, if you decide to write a functional resume, you can provide a relevant example that illustrates your organisational capabilities.

  • Communication: An underwriter's job role can involve frequent communication with customers, helping them understand the details of their loan application or potential investment risks. If you have strong communication skills, be sure to showcase this on your resume.

Related: How to Develop Training for Soft Skills That Fosters Growth

Resume template for underwriters

Here's a template you may use to help format your resume:

[Full name]

[City and state of residence] | [Email address] | [Contact details]

Professional summary

[Briefly mention your experience level and several skills you have that apply to the role. You may also include a sentence describing why you want the job and what you can offer the hiring company. Aim to keep your summary within one to four sentences.]

Work experience

[Job title]
[Organisation's name]
[Organisation's location]
[Start date–end date]

  • [description of duty performed]

  • [description of duty performed]

  • [description of duty performed]

  • [description of duty performed]

  • [description of duty performed]

[Job title]
[Organisation's name]
[Organisation's location]
[Start date–end date]

  • [description of duty performed]

  • [description of duty performed]

  • [description of duty performed]

Educational background

[Degree title]
[Name of Institution]
[Location of institution]
[Graduation date]


[Name of certification]
[Awarding institution]
[Completion date]
[Expiry date, if applicable]


[Provide a hard or soft skill] | [Provide a hard or soft skill] | [Provide a hard or soft skill] | [Provide a hard or soft skill] | [Provide a hard or soft skill]

Resume example

Here's an example you can use for inspiration when writing your own resume:

Allan Monrose

Perth, Western Australia | | 0121 555 973

Professional Summary

Motivated underwriter with proven experience reviewing risk in insurance underwriting. Demonstrates strong attention to detail and communication skills when developing policies for organisations.

Work Experience

Sapphire Credit Union
Perth, Western Australia
August 2018–current

  • provide customer assistance with adjustments, billings and cancellations for insured clients

  • decide the wording for policies and prepare policy terms and conditions

  • analyse policy applications to consider factors such as age and driving records of the applicant

  • review statistical data using specialised computer programs

  • collect information to assess potential risks for prospective clients

Educational background

Bachelor of Business (Finance)
The University of Darlinghurst
Perth, Western Australia
November 2015


Chartered Life Underwriter
Perth School of Underwriting
September 2017

Certified Risk Manager
Perth School of Underwriting
July 2016

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